Since we have chosen overseas asset allocation, we must have a certain understanding of overseas markets and estimate the flow of personal funds. From the perspective of hedging, stock products are really not suitable for easy attempts. How many stable profits can you make by speculating in domestic stocks? What's more, overseas markets are inherently risky, and it is not a simple matter to have a deep understanding of specific industries in specific regions. The foreign investment market is different from that of China. In the United States, banks do not have the same wealth management products as in China, and the safe-haven investment targets that ordinary people can access are limited. From this perspective, the American real estate market has its merits. As far as its relatively open and standardized trading market is concerned, you can choose a developed city as the starting point, such as Houston, which is in the stage of sustainable development, and hundreds of thousands of second-hand houses can be paid in full. Plus, it can be mortgaged, which is a relatively entry-level investment, and the yield is basically 6.