20 17 list of critical illness insurance
Insurance products are updated quickly, new critical illness insurance products are constantly emerging, and various insurance companies are also struggling to compete. So, what good critical illness insurance products are there now? Below, I will introduce several popular critical illness insurance (in no particular order, for reference only).
1. China Merchants Cigna enjoys Section C of Jian Kang Critical Illness Insurance.
China Merchants Cigna enjoys Jian Kang's critical illness insurance section C. This product contains 105 diseases, and the premium will be refunded at the rate of 128%. The exclusive VIP channel for medical treatment can be guaranteed for 20 years after 65,438+00 years, and the protection age of this insurance product is 60 days to 50 years after birth, which can be described as a very wide coverage.
2. Peace and happiness
Ping An Insurance's Ping An Fu series products are: Ping An Fu 20 15, Ping An Fu 20 16 and Ping An Fu 20 17. Ping An Fu 20 17 is the latest version, covering 80 diseases. The waiting period for serious illness is only 90 days, and the accident protection time is longer. How about ping an insurance? I just sorted out the relevant contents, hoping to help you: Is China safe? Do you have any insurance recommendations?
3. Enjoy harmony and health
There is no bright spot in the content of the report. 50 kinds of serious diseases, 50 kinds of minor diseases 10, free of insurance premium, and total disability protection. Last year, various kinds of insurance against 100 diseases emerged one after another. This product can only say that the core guarantee is comprehensive enough and the money is spent on the cutting edge.
4. Guo Shoufu
Like Ping An Fu, in order to adapt to market changes and meet users' needs, China Life Fu Extreme Edition was launched on 20 17. 10 Adding various minor illnesses can increase long-term accident insurance and provide more comprehensive protection; New minor exemption and policyholder exemption upgrade. How about China Life? I just sorted out the relevant contents, hoping to help you: How about China Life? Do you have any insurance recommendations?
5. Healthy living in China
Huaxia Healthy Life, namely Evergreen Tree 20 16, is a hot-selling health insurance product since 20 16. There are 100 kinds of evergreen diseases in China, and 33 kinds of mild diseases can be compensated five times. The insured can be exempted from all responsibilities: minor illness, serious illness, death and total disability can be exempted from premiums. You can also provide free green channel service for serious illness.
6. Peace and welfare
Taiping welfare covers 60 major diseases and 14 common specific diseases with premium exemption. Unlike other critical illness insurance, the coverage of this product can be increased. Its main insurance is dividend insurance, which adopts the method of increasing dividends. With the distribution of main insurance dividends, the insured amount can be increased year by year.
7. Tianan Health Source 2 Enhanced Edition
Tianan Health Source No.2 Enhanced Edition, the number of diseases reaches 155, and the maximum payment for minor illnesses can be 5 times, and the paid premiums will be returned at the age of 66, 77, 88 and 99. The biggest highlight is the high proportion of the elderly and minors. Pay at least 1.30% of the basic insurance amount to minors after reaching the age of 66, and double the basic insurance amount before reaching the age of 1.8. Pay double premium in case of death, total disability and terminal illness.
8. Huaxia Fu
Huaxia Fu is a life-long critical illness protection plan, which covers six major responsibilities: minor illness, serious illness, death, total disability, terminal illness and birthday bonus. This product has a high proportion of mild illness compensation, including 25%, 30% and 35%. Can be returned, the elderly and minors pay a high proportion, similar to the enhanced version of Health Source 2.
9. The era of friendship and friendship has arrived.
AIA Quanyou era to critical illness insurance plan, with 34 severe serious illnesses and 8 mild serious illnesses; Pay 50% of the basic insurance coverage for three high-risk modern diseases and specific malignant tumors for men and women; There are also death, total disability, accident protection, elderly care, special care and so on.
The above are some popular insurance products of 20 17 critical illness insurance. After detailed understanding, you can purchase rationally according to the actual situation.
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At present, the better critical illness insurance on the market is it, yes!
Critical illness insurance, from scratch, is not long. China began to sell from 1995, but in just over ten years, it has become a popular insurance product and the first choice of many consumers. At present, there are many kinds of critical illness insurance in insurance companies, some are main insurance, some are additional insurance, some are paid in advance, and the diseases insured are different, some are return insurance and some are consumer insurance. How to choose in this case is obviously a test for consumers.
Pay attention to critical illness insurance and understand the importance of critical illness insurance.
For serious illness, social security can't meet the high cost of a family. In order to reduce risks, most people will choose to buy critical illness insurance to avoid risks and provide a guarantee for themselves and their families. Therefore, it is particularly important to pay attention to and understand the importance of critical illness insurance.