The full name of the mutual gold platform is the Internet financial platform, and the P2P platform is only one of the Internet financial platforms. Online small loan companies, third-party payment companies and financial intermediaries are all Internet financial platforms. Electronic banking, online banking and mobile banking, which are widely promoted by commercial banks at present, also belong to this category.
Internet finance is six modes: online loan, crowdfunding, third-party payment, big data finance, virtual currency and baby corps.
With the development of P2P online lending, a number of online lending platforms have emerged in various places, and the following platforms have joined the Mutual Gold Association:
1, Yulong e loan
Yulong e-Loan belongs to Guangxi Yulongxuan Internet Co., Ltd., which was established on 20 15 and 12 with a registered capital of 30 million yuan. Yulong e-Loan has a perfect risk control management system, and each loan project has undergone strict on-the-spot investigation to ensure that the risk of the loan project is controllable. The platform joined Nanning Internet Finance Industry Association as a member unit on September 17.
2. Huitai Online
Huitai Online is an Internet financial platform established in 20 16 by a subsidiary of Huitai International Financial Holding Group. The platform provides information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers to realize direct lending. Huitai Online joined Nanning Internet Finance Industry Association as a member on June 1 2065438.
3. Harmonious wealth
Harmony Fortune was launched on 20 15 and 10, with a registered capital of 30 million yuan, and has a perfect platform management organization structure. Harmonious wealth loan projects are all from real housing transactions and real estate and automobile mortgage projects, and the projects are clear and controllable. Harmony Fortune joined Nanning Internet Finance Industry Association on September 17 and became a member unit.
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The notice requires that the cooperation platforms related to the Gold Exchange should stop cooperating with various trading places to carry out illegal business increments suspected of breaking through the policy red line before July 20 17 15, and properly resolve the illegal business of stocks.
The marriage mode between Jin Mu Platform and Gold Exchange has been promoted by leaps and bounds, and the Gold Exchange has become the "standard" of the new financial layout. However, the splitting of P2P large loans, the splitting of private equity products and the packaging of non-performing assets of banks make the underlying assets packaged by the Gold Exchange more and more complicated, which deviates from the idea of penetrating supervision of the underlying assets by the regulatory authorities.
From August 24th, 20 16 to July 24th, 20 17, the cooperation between Jin Mu Platform and the Gold Exchange was suddenly cleaned up by the special rectification team in Jin Mu after less than one year of carnival without clear supervision.
Which P2P platforms in Phoenix-Guangxi have joined the Mutual Gold Association?
Why was the cooperation between Phoenix Net-Jin Mu Platform and Gold Exchange stopped?