What is an employee mutual fund?

Employees' mutual fund is a kind of economic help for employees who have difficulties in life through the strength of the company and employees, and it is not for profit. The mutual fund for employees is conducive to helping needy employees and ensuring their livelihood.

Extended data:

Workers' mutual assistance security is a kind of non-profit-making mutual assistance security activity with low premium, strong security, simple procedures, timely payment, standardized management, which is advocated and organized by the All-China Federation of Trade Unions.

Workers only need to pay the premium of 10 yuan or several tens of yuan, and when they encounter diseases or unexpected disasters, they will receive compensation ranging from 1 10,000 yuan to several tens of thousands of yuan, greatly reducing the burden on employees. In the past, workers' mutual assistance was mainly carried out in state-owned enterprises. From 438+00 in 2065, it was extended to township streets and non-public enterprises, and will be extended to other enterprises in the future.

Mutual insurance is an important supplement to social insurance. In a country with a large population, low productivity and financial difficulties, it is obviously impossible to raise the level of social insurance too quickly. Therefore, vigorously developing employee mutual insurance can meet the social security needs of different social groups and play a role in supplementing the relative shortage of social insurance.

References:

Baidu encyclopedia-employee mutual assistance guarantee