What are the advantages of putting money in the insurance company?

Consultation content: What's the difference between putting money in a bank and putting it in an insurance company? What are the advantages of putting it in an insurance company? What can I get? Consulting user: Jie Zhang (Beijing) expert replied: Zhao, China Ping An Life Insurance Company of China Insurance Company, Beijing, your money in the bank means capital preservation+interest protection (simple interest). Put it in the insurance company to guarantee the principal+interest (compound interest). If there is risk, there is high security. Peace is equivalent to compulsory savings pension. The most important thing for Beijing Xinhua Life Insurance is to see what problems you want to solve. If you need money only for a short time, it is definitely the most appropriate to put it in the bank. Convenient to take at any time. If you put it in insurance, you will definitely lose money in the short term. If you want to solve personal health problems, pension problems and some financial planning in the middle and late stages, you can choose to put it in insurance, which is safe and stable. Once things happen, they will come true immediately. So the most important thing is to see what we are going to do! Han Lei of Beijing Taikang Life Insurance is certainly different! In addition to giving you protection, it can also resist inflation, avoid tax debts and preserve the value of assets! This is your money, and no one can touch it! And the insurance company's dividend insurance is compound interest! Beijing Xinhua Life Insurance Luo Airong is completely different. Banks are responsible for the flow of funds and insurance is responsible for the control of risks. Although at present, insurance has certain financial management functions. When you put your money in an insurance company, you can get a certain degree of risk transfer. These risks include financial risk, debt risk, personal responsibility risk and family responsibility risk. , and the specific transmission is related to the contract you signed with the insurance company. Different contracts have different contents. Your problem belongs to asset allocation. Reasonable distribution according to needs and current situation, improve financial management structure and income structure, and finally realize financial freedom. Simply put: bank: it can cover the living expenses of the family for about 6 months, which is safe and convenient. Insurance: 65,438+05% of the money that is not used temporarily or must be used in the future is because of the protection of risk transfer, and other financial insurance and securities products can be selected according to the subject matter to preserve and increase the value.