Legal analysis: The risks of debt of financing platform companies are as follows: (1) Managers are not fully aware of the risks of debt financing; (two) the bank's debt supervision of enterprises is not sufficient; (3) Changes in market interest rates and exchange rates; (D) Enterprise investment decision-making mistakes.
Legal basis: Article 3 of the General Principles of Loans: The issuance and use of loans shall comply with national laws, administrative regulations and management regulations issued by the People's Bank of China, and follow the principles of efficiency, safety and liquidity.