Is the loan in inclusive finance formal?

Shanghai inclusive finance loan is formal.

Under normal circumstances, as long as loans are granted to institutions with consumer finance licenses and local financial licenses in inclusive finance, regular companies include:

1. inclusive finance lending institutions with consumer finance licenses: Suning Consumer Finance, BOC Consumer Finance, Zhaolian Consumer Finance, etc.

2. inclusive finance lending institutions with local financial licenses: Ant Small Loan, Loan Repayment, Pleasant Loan, Auction Loan, etc.