China Life Xinhongtai Dividend Insurance cannot be taken when it expires.

If the insured dies or is totally disabled during the insurance period, the insurance company will pay the insurance money according to the contract. If there is no insurance accident during the insurance period, the insurance company will pay dividends according to the distributable surplus. After the expiration of the insurance period, the insurance liability shall be terminated. If you don't get it, there is no guarantee. If the contract expires and you don't take it out, the insurance company will not pay you interest from the date when the contract expires. The advantages of this kind of insurance are: fixed income, floating dividend, compound interest every year, and stable income compared with banks.

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For bank wealth management investment products, 1 can be cancelled in these cases. According to the financial investment opinion, the subscription application can be cancelled within the business processing time specified by the business place of the investment plan manager on the subscription application date; The subscription application shall not be cancelled after the business processing time specified in the business place of the investment plan manager on the subscription application date. 2. At present, the cancellation of counter subscription needs to be handled at the outlets in the province, and it cannot be cancelled across provinces for the time being. 3. You need to bring your valid ID card, house purchase contract or agreement when going through cancellation procedures at the bank counter, and fill in the transaction information confirmation form at the counter, so you can't handle it on your behalf.

Processing time is the trading time of investment products. If the wealth management product can be cancelled before it is established, take the ID card and bank card to the bank counter for cancellation. Otherwise, you can't withdraw cash, which is liquidity risk: because customers can't redeem wealth management funds in advance, customers can't use the funds of wealth management products before the maturity of wealth management products, so they lose the opportunity to invest in other wealth management products or capital market products with higher returns.

Financial products are designed and issued by commercial banks and formal financial institutions. Invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts to obtain investment income, and distribute them to investors according to the contracts. Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management.

Human survival, life and other activities are inseparable from the material foundation, which is closely related to financial management. "Financial management" is often used with "investment and financial management" because "investment" is included in "financial management" and "financial management" is included in "investment". The so-called financial management is not only about investing in financial management, but also about being invested. If you don't know how to invest, you don't know how to invest better.