Huaxia Life Insurance Co., Ltd. was established in February 2006 with a registered capital of 654.38+053 billion yuan. It is a national and joint-stock life insurance company.
1. What is the strength of Huaxia Life?
From 2065438 to July 2009, Huaxia Life Insurance ranked 442nd in Fortune Global 500, which was the fastest and shortest financial enterprise from its establishment to becoming Fortune Global 500.
The premium income of China Life Insurance in 20 19 Q 1~Q4 was1827.95 million yuan, accounting for 6. 17% of the life insurance market, ranking fourth in the country after China Life Insurance, Ping An Insurance and Pacific Ocean.
Generally speaking, Huaxia Life Insurance has abundant funds, high public recognition and overwhelming strength.
Second, the solvency of China Life.
Solvency is the basic index to measure the financial situation of insurance companies, which represents the ability of insurance companies to repay debts. The higher the solvency, the less likely the insurance company will go bankrupt.
In the first quarter of 2020, China Life's core solvency adequacy ratio was 1 13.83%, its comprehensive solvency adequacy ratio was 130.26%, and its comprehensive risk rating was A, far exceeding the passing line stipulated by the CBRC, and it performed well. Besides Huaxia Life Insurance, which insurance companies have high solvency? You can look at this list: is Huaxia Life Insurance good? Do you have any insurance recommendations?
3. Which products of Huaxia Life Insurance are cost-effective?
Huaxia Insurance is mainly engaged in life insurance, health insurance, accident insurance and other life insurance businesses. Popular products are: evergreen tree, healthy life, Fulinmen and so on. , as shown in the figure below:
Huaxia insurance value is not worth buying, so we can't generalize. It is necessary to analyze the product form, cost performance and other aspects, taking its popular "evergreen series" of critical illness insurance as an example. Although the guarantee is comprehensive, the cost performance is low. Want to know more, you can poke here: 10 "worth buying" critical illness insurance inventory of major insurance companies!
As well as the annuity insurance "Fulinmen" that everyone is more concerned about, the space is limited and I will evaluate it here.