Dongfeng Nissan Automobile Finance Co., Ltd. is a joint venture company engaged in automobile finance business, which is jointly funded by Nissan Motor Co., Ltd., Dongfeng Motor Group Co., Ltd. and Nissan (China) Investment Co., Ltd. Dongfeng Motor Co., Ltd. is a Japanese financial bank, and its main business is loan business. Extended data:
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Review the legal status of the borrower, including its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is established according to law, whether it has the qualification and qualification to engage in relevant business, and check the business license and qualification certificate, and pay attention to whether the relevant certificate has passed the annual inspection or relevant verification. Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment. Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment. In order to reduce the moral hazard of the lender, the borrower and its responsible person should also be specially examined. When issuing loans, financial institutions should not only examine the qualifications, conditions and operating conditions of borrowers, but also strengthen the examination and control of the personal qualities of investors, legal representatives of enterprises and key management personnel. Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. In civil law, interest is the legal fruit of principal.
2. Dongfeng Nissan Automobile Finance Co., Ltd. is a non-bank financial institution that provides financial services for Dongfeng Nissan customers and Dongfeng Nissan dealers, and its shareholders are () respectively.
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3. What are the auto financing companies?
At present, there are 13 companies: SAIC General Motors Finance Co., Ltd. (the first in China).
Public finance company (the earliest one)
Toyota Motor Finance (China) Co., Ltd. (the first batch)
Ford Auto Finance Company Dongfeng Shenlong Auto Finance Co., Ltd. Volvo Auto Finance (China) Co., Ltd. Dongfeng Nissan Auto Finance Co., Ltd. Chery Yin Hui Auto Finance Co., Ltd. BMW Finance (China) Co., Ltd. Mercedes-Benz Auto Finance Service Co., Ltd. Lexus Auto Finance Service Co., Ltd. DaimlerChrysler Auto Finance (China) Co., Ltd. Fiat Auto Finance Co., Ltd. In preparation: auto finance established by BYD in cooperation with banks, Chongqing Auto Finance, etc.
Four. Introduction of Dongfeng Nissan Automobile Finance Co., Ltd.
Dongfeng Nissan Automobile Finance Co., Ltd. is a joint venture company engaged in automobile finance business jointly funded by Nissan Motor Co., Ltd. and Dongfeng Motor Group Co., Ltd., with a registered capital of RMB 65.438+0.2 billion. Nissan Motor Co., Ltd. holds 65% and Dongfeng Motor Group Co., Ltd. holds 35%. On October 26th, 2007, the company was established. The company is headquartered at Floor 1 1, Urban Construction International Center, No.500 Fushan Road, Pudong New Area, Shanghai. Established in 1933, Nissan Motor Co., Ltd. is one of the top three Japanese automakers and one of the top 500 in the world. Dongfeng Motor Group Co., Ltd. was established on 200 1 and listed on the main board of Hong Kong Stock Exchange in 2005. It is a subsidiary of Dongfeng Motor Corporation, one of the three major automobile groups in China.