1. Full repayment: Full repayment is the most direct and quickest way to solve the problem of being sued by an auto financing company. Through full repayment, further legal proceedings and possible legal consequences can be avoided, and personal credit record and reputation can be maintained. This will also help to avoid the accumulation of extra overdue fees and interest, thus reducing economic losses.
2. Negotiation with the bank: If it is impossible to repay the loan in full at one time, it is recommended to actively negotiate with the auto financing company. Through communication with the bank, explain your current economic situation and the reasons for repayment difficulties, and put forward a reasonable repayment plan. Banks can consider making a compromise repayment plan or extending the repayment period, which can reduce your repayment pressure, and at the same time ensure that the debt can be paid off gradually and maintain the balance of interests between both parties.
3. Cooperate with litigation: If the negotiation is unsuccessful, you may eventually face court proceedings. In this case, it is necessary to actively cooperate with the court proceedings, including responding to the lawsuit, providing relevant evidence and documents, and appearing in court in accordance with court regulations. By actively participating in litigation, you can provide your own position and evidence so that the court can make a fair ruling and ensure that your legitimate rights and interests are protected.