How much is the loan from the guarantee company? 0? three

In order to promote the sustainable development of guarantee institutions, the guarantee rate of guarantee institutions mainly engaged in SME loan guarantee is linked to their operating risk costs. The benchmark guarantee rate can be implemented at 50% of the bank's loan interest rate for the same period, and the specific guarantee rate can fluctuate by 30%-50% on the basis of the basic rate according to the degree of project risk, or it can be independently agreed by both parties after being approved by the supervision department of the guarantee institution. Since its establishment in 2006, Beijing Liuxing Wantong Guarantee Co., Ltd. has become the best cooperative partner widely recognized by many banking institutions in Beijing by virtue of its own strength, steady business style, good risk control ability and professional talents. We have cooperation with all the major banks in Beijing. The charging standards of guarantee companies are determined according to management fees, risks and reasonable profits. Generally, 2% to 4% of the loan amount is charged, and the guarantee fee is generally paid to the guarantee company at one time after the bank approves the loan. I once had an old customer, Mr. Zhang, who had borrowed money from our company before and needed money later. I heard from a friend that there was a company with a low position, so I went to handle it, paid a deposit of 10 thousand and changed banks for five months. I'm really anxious. Later, he came to me and asked me how long it would take to get the loan. I said, "We've all worked together. You know our strength. It's been delayed for five months. They charge a little less. Because I am a small business, I have to consider the loan cost. My friend introduced me. I don't know if it will take me to the opposite bank and point to the second floor of the bank to let me go up. At that time, I compared it with your company in my mind. I think something is wrong. You are all special people. And the consultant signed all the bank information for us. When the loan officer asked me some questions that I didn't understand or couldn't answer, your consultant immediately explained them to me, but he couldn't wait any longer, so I came to see you today. I'm so worried! Quick! " I said, "Don't worry, Mr. Zhang, I will report your situation to the manager, open a green channel for you, sign it in person first, and then prepare the materials for approval at one time." Finally, we gave Mr. Zhang a loan as quickly as possible. Mr. Zhang said: It seems that greed kills people. How much money have you made in the past five months? At the same time, it is not excluded that some guarantee companies charge agency fees, mortgage registration fees, evaluation fees, notarization fees, information fees, etc. However, these costs are relatively low compared with the guarantee fees. It is suggested to find a formal guarantee company to apply for small loans, otherwise the cost of using funds will be higher.