How to choose a reliable and secure p2p platform?

First look at the P2P platform itself. Looking at the P2P platform itself, we can look at it from the following aspects:

1. Look at the background strength of platform operating companies.

This includes several aspects: the background and strength of the company's shareholders, the background and qualifications of the company's core executives, the historical duration of the establishment of the platform, and the reputation of the platform among users and online. If it is a listed company, the New Third Board and other related companies that disclose financial reports, you can see more financial information for reference.

2. Whether there is liquidity risk in the funds on the platform.

The biggest fatal reason for the closure of normal companies is the exhaustion of liquidity. For the P2P platform, if the term of the project target is dismantled, which leads to the mismatch of the term, it will produce important liquidity risks, lead to difficulties in redemption and cash withdrawal, and even the platform will close down.

3. Whether the information disclosure is sufficient.

High-risk platforms will certainly not be willing to fully disclose information. An important aspect of mutual fund rectification is to force all P2P platforms to strengthen detailed and specific information disclosure. Long-term loans remind everyone to pay more attention to this situation and look at the platform security from the envelope.

Shanghai changjiu loan will answer your questions.