The maximum corporate credit loan is 3 million, provided that your company account and personal account have an annual turnover of 8 million. This company has been operating for more than two years and has a good credit record. The loan period is two years, and the monthly repayment of principal and interest is faster. Generally, the loan is released within 20 days, and your property is not used as collateral. Providing information is basically a whole set of processes of the company.
Second, how much can corporate loans be borrowed?
Different lending institutions can apply for different enterprise loan quotas. Generally, they apply for enterprise credit loans, and the maximum loan amount is about 500,000 yuan.
The maximum loan amount is about 2 million yuan.
Lending institutions will review the application materials submitted by loan enterprises, thus giving a picture.
Third, how much can corporate loans be borrowed?
How much can I borrow? The level of loan amount mainly depends on qualifications, so does corporate loans. It depends on the qualification of the enterprise and a period of experience of the enterprise.
4. Can ordinary companies get loans?
Ordinary companies can lend money, which is called private lending.
Engaged in capital lending business, must have the corresponding qualifications, otherwise it should not be. But you can engage in private lending as a natural person, but the interest that is four times higher than the bank's interest rate for the same period will not be protected by law. In addition, you can't absorb capital privately, otherwise you may be suspected of illegal fund-raising.
Private lending mainly refers to the financing behavior between natural persons, between natural persons and legal persons or other organizations, and between legal persons or other organizations with money or other securities as the target.
Financial institutions engaged in loan business and their branches established with the approval of financial supervision departments, and related financial businesses such as issuing loans do not belong to the category of private lending.