To buy a house, the following conditions are required: 1, and employees with permanent residence in Nanjing or valid residence identification.
2, with full capacity for civil conduct, and family income in line with the provisions of the Municipal People's government income standards for low-income families.
3. Did not enjoy the self-raised funds for the purchase of house ownership at the time of application.
4 have a stable economic income and the ability to repay the principal and interest of the loan.
5. There is no large amount of outstanding debt that may affect the loan repayment ability.
6. Agree to use the purchased property as mortgage or pledge, or guarantee to pay the principal and interest of the mortgage debt in installments.
7. Provide legal and effective guarantee.