Is the loan service fee legal?

Legal analysis: the loan service fee is legal.

According to Article 46 of the Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises, the state encourages all kinds of service organizations to provide small and medium-sized enterprises with services such as entrepreneurship training and counseling, intellectual property protection, management consulting, information consulting, credit service, marketing, project development, investment and financing, accounting and taxation, property right transaction, technical support, talent introduction, foreign cooperation, exhibition and sales, and legal consultation.