1, representing different interests. Insurance brokers accept clients' entrustment and represent their interests; Insurance agents represent the interests of insurance companies.
2. Provide different services. Insurance brokers provide customers with full-process services such as risk management, insurance arrangement, assistance in claims settlement and recovery; Insurance agents generally only sell insurance products on behalf of insurance companies, and the agents collect insurance premiums.
3. The clients are different. The main customers of insurance brokers are mainly large and medium-sized enterprises and projects, and the customers of insurance agents are mainly small and medium-sized enterprises and individuals.
4. Different responsibilities. The relationship between customers and insurance brokers is entrusted and entrusted. If the insurance broker's fault causes losses to the customer, the insurance broker shall bear the corresponding economic compensation liability to the customer. The insurance agent and the insurance company have an agency relationship, and the insurance company is only responsible for the consequences of the insurance agent's actions within the scope of authorization.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.