How do microfinance companies and banks cooperate?

The best cooperation mode should be guaranteed cooperation! Just sign a guarantee agreement with the bank, then give the bank a certain deposit, and then the bank will give you a multiple, which is roughly 1: 5 at present, and then you can expand your liquidity! For example, if you deposit100000 in the bank, you can have 50 million working capital through the bank at the ratio of 1: 5, but only if you lend money from the bank, you have to bear the guarantee risk and earn the guarantee premium! Similar to the business of a guarantee company, but with essential differences.