Please pay attention to the official account of "Bank of China Micro-Banking" WeChat, select the function of "Microfinance-Function Hall-Financial Tools and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the page prompts for inquiry.
The above contents are for your reference. Please refer to the actual business regulations.
Calculator formula of loan annualized interest rate
The calculation process of annual interest rate is as follows: annual interest rate = monthly interest rate × 12 months = daily interest rate ×360 days (360 days per year). If the daily interest rate is 0.05%, the annualized interest rate is 0.05% × 360 days = 18%, and the loan is 10000 yuan, the annual interest is 18%× 10000 yuan = 1800 yuan.
Store loan interest rate calculator
Bank of China has personal commercial housing loans (including shops, businesses, etc. ), the interest rate of personal commercial housing loan is based on the loan market quotation of the National Interbank Funding Center (LPR) for the same period, and the interest rate shall not be lower than the loan market quotation plus 60BP. Where there are stricter provisions in relevant laws, regulations, regulatory provisions or national policies, those provisions shall prevail. As there are many types of loans from BOC, if there is a loan demand, it is recommended to contact local outlets for detailed consultation.
You pay attention to the official account of "China Bank Weizhong Bank" WeChat, and select "Microfinance-Function Hall-Financial Tools and Information Inquiry" from the menu below, with the function of loan calculator.
The above contents are for your reference. Please refer to the actual business regulations.
How to calculate the loan interest? What is an interest calculator?
The calculation formula of the loan annual interest rate is: interest = the annual interest rate of the loan amount. If the loan is 654.38 million yuan, the term is 1 year and the annual interest rate is 4.35%, then the interest to be repaid is: 10000 14.35 = 4350 yuan. I suggest you calculate the interest yourself and then borrow again.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.
Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator.
In civil law, interest is the legal fruit of principal.
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Housing mortgage interest rate calculator
Please log in to China Bank official website (), click Financial Data-Deposit/Loan Interest Rate on the right side of the home page, and select the loan interest rate table according to the currency for inquiry. The interest rates of various loan products will be different. For details, please consult the local branch of Bank of China.
You pay attention to the official account of "China Bank Weizhong Bank" WeChat, and select "Microfinance-Function Hall-Financial Tools and Information Inquiry" from the menu below, with the function of loan calculator.
The above contents are for your reference. Please refer to the actual business regulations.
This concludes the introduction of the interest rate calculator for bank loans.