At present, there are many kinds of consumer loans provided by Jinniu Loan. Different loan products, different interest rates, different loan amounts, different loan periods and different personal qualifications of borrowers. It is understood that the current average loan interest rate of Jinniu Loan is about 10%.
If the user borrows 10000 yuan from Jinniu and the loan term is 12, the annual loan interest is10000 *100% =1000 yuan, and the monthly interest to be paid is1000 yuan. The specific interest is subject to the actual interest rate at the time of loan.
Is it easy to get a Taurus loan?
In order to apply for a loan on the Jinniu loan platform, the applicant needs to meet the loan conditions. Ordinary borrowers need to be at least 18 years old, have full capacity for civil conduct and hold valid identity documents; 2. The applicant has a stable job and income; 3. The applicant has a mobile phone number with real-name authentication, and the number has been used for more than half a year, the call record is not less than 150, and the consumption amount in the last three months must be at least 90 yuan; 4. The applicant's personal credit record is good, and the sesame credit cannot be overdue. Users who meet the above conditions can download the Jinniu Loan Mobile APP and try to apply for a loan.
The loan products provided by Jinniu Loan Platform are pure online loans, and the platform supports 7*24 hours operation. The applicant does not need to provide mortgage and guarantee, but only needs to fill in the loan application materials through Jinniu loan mobile phone software, and the system will review it. If you want to pass the examination and approval quickly, it is recommended that the borrower fill in the loan information accurately and fill in the loan information as detailed as possible. According to user feedback, Jinniu Loan will arrive within 30 minutes at the earliest, and the specific arrival time is subject to the actual situation.
Users who get loans need to repay on time, make repayment records, and don't be overdue, so as not to leave a stain on personal credit. If it is overdue on one platform, users are likely to be refused loans on other platforms. Which loan platforms have low interest rates and high quotas? Pay attention to the official account of WeChat WeChat "Kangbo Finance" (ID: youqianlab) and reply to "Loan" to get it.