1, Weizhong Bank's mobile phone is fast and unsecured.
Weizhong Bank launched a series of products in April, mainly released on the mobile side. Tencent's mobile phone QQ and other channels are expected to become one of the main channels for the first batch of products to go online. Weizhong Bank 4 will be mainly released on the mobile side, and its loan products will be mainly unsecured credit products. According to official website's information, Weizhong Bank will focus on "eating, traveling, playing, socializing and managing money" in the future.
3.qq cash loan mobile phone arrives quickly and quickly.
Qq Cash Loan (petty cash loan business) is a petty cash loan business provided by Haidong Xinfu Co., Ltd., with a loan amount of1-3,000 RMB and a loan term of 1-30 days ... It mainly serves mobile QQ borrowers, and has the characteristics of convenient and flexible loan repayment method, real-time approval and quick receipt. The borrower can enjoy interest-free repayment within 3 days, and the loan amount and term of the borrower will continue to increase with the accumulation of customer credit scores.
4. "My loan" mobile phone is fast
To ask what mobile phone is fast, you must have "I borrow"! Minute loan is a safe and easy loan for the small loan product "My Loan". Users can borrow money quickly and enjoy online loan fun in minutes by downloading the "My Loan" mobile app. Applying for a loan on Ping 'an Easy Loan App requires six steps: registration, clicking Apply, credit authorization, binding bank cards, binding online accounts, adding contacts, and finally confirming to wait for background review and lending. According to the actual measurement, on Ping An Easy Loan Platform, the whole application operation takes about 5 minutes from the beginning of registration, filling in personal data to the final confirmation of loan information.
5. China Merchants Bank's mobile phone fast lightning loan
Lightning loan is a loan product on the one-card platform of China Merchants Bank. As long as you log in with your mobile phone client, you can check your lightning loan amount and make a loan. The minimum amount is 65,438+0,000 yuan, and the maximum amount is 500,000 yuan. There are three options for the loan term: 1 month, 6 months and 12 months. There are two conditions for applying for a daily interest rate mobile phone loan from China Merchants Bank: having handled relevant retail business in China Merchants Bank and having a good credit report.
What are the online banking loans?
The development of the Internet has brought convenience to people's lives. Just like loans, now people don't need to go to the bank to apply for loans in person, but they can apply online. So what are the bank's online loans? Come and have a look with me!
What are the online banking loans?
1, China Construction Bank
The fast loans of China Construction Bank include: fast e-loan, financing e-loan and pledge loan. Customers can apply for and sign contracts online through self-service and approve them in real time. The loan amount ranges from 1000 yuan to 50 thousand yuan, and the maximum loan amount for financial and private customers can reach 500 thousand yuan. The longest loan period of quick loan is one year, which can be recycled, and the annual interest rate of the loan is about 5.6%.
2. China Merchants Bank
China Merchants Bank's lightning loan, customers can check the loan amount of China Merchants Bank's active credit through mobile phones, and it will arrive in 60 seconds at the earliest. Loan amount: the salary paid by individuals is less than 300,000 yuan, and the credit amount of business owners is generally less than 200,000 yuan. The loan term is divided into 1 year and 2 years; Enterprises are divided into 1 month, 2 months and 1 year.
3. Shanghai Pudong Development Bank
Puyin integral loan of Shanghai Pudong Development Bank has a loan amount of 2000 to 300,000, the longest loan period is one year, and the annual interest rate of the loan is about 8.28%. The characteristic of Puyin integral loan is that it can be repaid in advance without charging any fees.
4. Guangfa Bank
Both E-second loan and E-second loan of Guangfa Bank are revolving credit models, and a five-year revolving credit line can be obtained with one application. The loan amount is 5,000 to 300,000. The annual interest rate of the loan is about 8.3%, which is more suitable for working-class and private owners to apply. Interest is calculated on a daily basis, without withdrawal or interest.
What should I pay attention to in online lending?
1. Determine the repayment period and loan amount of the bank, and choose a platform that is suitable for you, profitable and controllable in risk. The higher the return on investment, the greater the investment risk.
2. Compare the lending platform. If there is bank depository, the fund management will be more standardized and safer.
3. Look at the transparency of the operating data and information of the lending platform. Investment and lending with good business data are more reliable.
Let me sum up: the above is about online banking loans, and I hope it will help everyone.
What mobile phone loans are there?
Mobile phone loans include China Post Wallet, WeChat Card Loan, Jiufu Dingdang Loan, American Loan, Gitzo and so on.
1. China Post Wallet is a loan platform under the Postal Savings Bank, which can provide you with three loan modes: mail you flowers, mail you loans and mail you purchases, with a maximum amount of 200,000 yuan;
2. WeChat card loan is a loan platform for repaying credit cards. The mobile loan software can provide loans of 1000-50000 yuan for everyone, and the rate decreases with the credit, adopting the mode of automatic audit of the whole bank.
3. Jiufu Dingdang Loan can provide you with a large installment of no more than 654.38+10,000 yuan and a small loan of no more than 5,000 yuan.
4. American Loan is a mobile phone loan software owned by Gome Finance, which can provide loans of no more than 65,438 yuan +0.5 million yuan, with a service life of 3 months to 36 months and a monthly fee as low as 0.88%.
Gitzo can provide you with a loan of 2000-50000 yuan, with a service life of 6-48 periods.
What are the bank loan apps?
Cash loan, flower bud, flash silver, lightning, 58 consumer loan, cash bus, Ping 'an Easy Loan, Pat Loan, Renren Loan, Suning Free Payment, IOUs, Mobile Phone Loan, Fingertip Loan, Kissing Small Loan, Good Loan, First Spend 100 million, One Wallet, Jianghu Emergency, Borrowing Bai, Satisfied Loan, Tinker Wallet, Installment Music, Fun Loan.
Refers to the funds borrowed by enterprises from banks, other financial institutions and other units, including credit loans, mortgage loans and trust loans. Borrowing can also refer to the funds borrowed by a person from financial institutions such as banks and other units and individuals, including credit loans, mortgage loans and trust loans.
A new Internet "P2P" model, that is, using the Internet as a platform to match the transactions between borrowers (peers) and individual investors (peers), investors are optimistic about the project and lend money to people in need. The advantages of Internet P2P model are "fast, efficient, and not limited by region". In recent years, the "lightning loan" mode of mobile Internet has gradually taken root in people's hearts, and the mobile Internet has more efficient and convenient attributes, which has brought a brand-new operation mode to traditional lending.
Chinese name: loan
Mbth: Borrowing.
Bank loans: banks, loans
Definition: Borrowed funds
What are the loan platforms of banks? Look at the four major bank apps.
With the strengthening of national supervision over the credit market, many informal small loan platforms have disappeared. For borrowers who need money badly but don't know which loan product to choose, banks are always the first choice. What are the loan platforms of banks? Look at the apps of the four major banks!
What are the loan platforms of banks?
1, Agricultural Bank of China Network Dai Jie
Online lending is a low-interest credit loan issued by Agricultural Bank of China to high-quality customers. Online self-service application is available, and the system automatically approves loans, with a maximum loan amount of 200,000. Customers with installment time exceeding 12 can enjoy the lowest loan interest rate. However, the regulations in each region are slightly different, and borrowers need to carefully check the loan treaty before applying.
2. Postal savings white-collar loans
"White-collar loan" refers to a loan product without any mortgage issued by the Postal Savings Bank to eligible borrowers under the condition of maximum revolving credit. The maximum loan amount for white-collar loans is 300,000 yuan, and the borrower must provide his/her valid ID card, work certificate, income certificate, marriage certificate and other materials.
3. CCB Express Loan
CCB Express Loan is a pure credit loan. Borrowers can directly find "I want a loan" on the mobile banking APP and then apply for a loan. The maximum loan amount that CCB can provide to users is 200,000 yuan, and the longest repayment period is 5 years. From the feedback of actual users, it is difficult to apply for 200,000 yuan, but it is relatively simple to apply for a loan of 20,000 yuan.
4. BOC Easy Loan
The maximum loan amount of BOC e-loan can reach about 300,000 yuan. However, the loan amount of each applicant is subject to the comprehensive evaluation results of the bank. Bank of China will comprehensively evaluate the applicant's credit, income, work, fixed property, etc., and obtain the credit line after passing the evaluation. In addition, the validity period of Bank of China's e-credit line is 12 months.
The above is the sharing of "what are the loan platforms of banks", and I hope it will help everyone!
What are the bank mobile phone credit loans? Try these five models!
It is really convenient for office workers to apply for a loan on their mobile phones. Now many banks have similar products. When they are short of money, they can authenticate their personal information and submit a loan application, which can be approved immediately and received soon. So what are the bank's mobile phone credit loans? Today, I took stock of several famous ones, hoping to help everyone.
1, Puyin "points loan"
Pure credit mobile phone loan, without mortgage guarantee, can be applied directly by downloading the mobile phone terminal of Shanghai Pudong Development Bank. Eligible customers can complete the whole process from application to loan within 1 minute, with a maximum loan of 300,000 yuan and a maximum loan of 1 year. In addition to the mobile banking client, you can also log in to WeChat Bank to apply online.
2. Guangfa "e-second loan"
The amount of pure credit loans provided by "e-second loan" ranges from 5,000 yuan to 300,000 yuan. Customers can apply once and enjoy a five-year revolving credit line, which can be borrowed as needed and bear interest on a daily basis.
3. China Merchants Bank's "lightning loan"
For the familiar micro-credit loans, the next payment range is between 1 0,000 yuan and 500,000 yuan. If you have a CMB credit card, the next payment will be faster. You can also apply on your mobile phone or WeChat, which is very suitable for young office workers.
4. ICBC's "Juyi Loan"
ICBC's "Juyi Loan" provides loans for tax payment of real estate transactions, with the maximum amount of 10% of the real estate transaction price, but the maximum amount cannot exceed 500,000 yuan.
5. Ping An "Rent Loan"
Do not need all kinds of mortgages, guarantees, materials, etc. As long as you have a good credit record, you can apply easily. You can get a loan for house rent with an interest-free period of up to 50 days.