Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance (Group) Co., Ltd., which is engaged in financing guarantee, financing consultation, microfinance and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.
After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance: it has excellent international management team and rich experience in credit business management; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology, and anti-fraud scanning, the company has continuously improved its risk management and control capabilities, and its steady and leading risk management capabilities have also continuously optimized its asset risk performance.
Innovation of business model:
Relying on financial technology, Ping An Pratt & Whitney has gradually built an open loan service platform for aggregation technology. With the ability of resource mining, gathering and matching, we will aggregate the participants with modular advantages in the credit business chain and connect borrowers, credit enhancement parties and investors.
With its own online and offline service network and intelligent risk management system verified by 10 years of business experience, it will export basic credit evaluation services to credit enhancement parties and investors, integrate the financial resources of credit enhancement parties and investors, and provide diversified loan service solutions for borrowers.