Shanghai consumer finance has immediate consumer finance. A technology-driven financial institution with a consumer finance license was jointly initiated by Zhongyuan Consumer Finance, Chongqing Department Store, Wumart Group, Zhejiang Commodity City and Chuanshan Asset Management.
Zhaolian Finance, a licensed consumer finance company jointly founded by China Unicom and China Merchants Bank, has two product systems, namely "good term loan" and "credit payment".