1. What are the procedures for the company to apply for housing provident fund for the first time? 1. The new account-opening unit receives the Registration Form for Housing Provident Fund Application, the List of Changes in Housing Provident Fund Remittance (Payment) and the Agreement on Entrusted Collection of Housing Provident Fund from the Management Department, and the unit determines the deposit ratio according to relevant policies. 2 in the "change list" column, fill in the amount that should be paid from the month when the housing provident fund system is established to the month when the account is opened. Other forms shall be filled in according to the instructions, stamped with the official seal of the unit, submitted for review, and the account opening procedures shall be handled. 3. The new account opening unit will deposit the sum of the supplementary amount and the monthly payable amount into the designated bank account. According to the printed check list of housing provident fund base, the unit establishes individual subsidiary ledger and unit account. 4. The unit needs to deposit the money into a special account before 15 every month for normal payment; Units whose deposits have changed shall submit a list of changes before 15 every month (if they are transferred in or out, indicate the transfer-in or transfer-out unit in the summary column), and deposit the changed monthly contributions into a special account. Second, the housing provident fund loan application conditions 1, individual urban workers and their units must continuously pay housing provident fund for one year. 2. If the borrower purchases a commercial house, it must have self-raised funds of not less than 30% of the total house price as the down payment. 3. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan. 4. If both husband and wife normally pay the housing provident fund in full, only one party is allowed to apply for a housing provident fund loan. 5, a family can only apply for a housing provident fund loan to buy a house at the same time. 6. The lender must have permanent residence or valid residence status in the town of this province (city). 7. Agree to use the purchased house as collateral. Required materials 1, valid identity certificates of the borrower and spouse (if any), and household registration book (the second-generation ID card needs to be copied on the back, and the household registration book should copy the title page, the first page of the household registration book, and the borrower and spouse pages). 2. Marriage certificate: if unmarried, the marriage registration office at the place where the household registration is located will issue a single certificate; Divorce certificate and non-remarriage certificate (divorce certificate, court judgment or ruling, and non-remarriage certificate issued by the marriage registration authority where the household registration is located); Married people provide marriage certificates. 3. The original purchase contract signed by the borrower and the selling unit. 4. The loan application form filled out by the borrower and his/her spouse (married) * * *, the deposit certificate of housing provident fund issued by the unit, the proof of salary income, and the borrower's bank card have been in the past year. 5. The down payment receipt delivered by the borrower to the selling unit in advance shall not be less than the amount stipulated in this agreement.