Insurance that usually focuses on saving money and managing finances, such as annuity insurance and universal insurance, will have corresponding annuity returns. The money we save (that is, the premium paid) is not only low-risk, but also will get some income after the guarantee expires.
Here I have also summarized several high-yield financial insurance for your reference:
Top ten financial and insurance rankings
Want to buy high-yield financial insurance? Don't miss this 10 model again!
In addition to the above-mentioned common financial insurance, there is also a kind of investment-linked insurance, which also belongs to financial insurance, but it is rare in the market. If you buy this insurance, you need to pay special attention.
Universal insurance, annuity insurance and other products generally have fixed income, or investment accounts have guaranteed rate of return, but the internal rate of return of products varies according to different products.
However, investment-linked insurance usually has multiple investment accounts. Different account portfolios will lead to different returns and investment risks. Because the investment account does not promise investment income (that is, the income may be negative), after the insurance company collects the asset management fee, all the investment income and investment losses will be borne by the consumers themselves.
If you want to buy insurance without being cheated, you must pay attention to these points:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
Finally, people of different ages apply different insurance, and blind purchase may waste money. See here for the specific insurance scheme:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
The same number on the whole network: Xueba said insurance, welcome to search!