1. Can Beijing Company buy a house?
(1) The business license belongs to "individual industrial and commercial households", "sole proprietorship" or "individual holding"; It is necessary to pay individual industrial and commercial tax in this city for more than 5 consecutive years (inclusive), limit the purchase of 1 house (including newly-built commercial housing and second-hand housing), and only issue the property ownership certificate of the operator (or family member);
(2) The company with business license belongs to "joint venture" or "joint stock limited company"; There are no restrictions on buying a house in Beijing in the name of a mainland company; If the legal person is a foreign hukou, buying a house in Beijing needs to meet the social security for 60 consecutive months one month before the qualification review; Or from the previous year of the house purchase qualification review year, it will be pushed forward for five consecutive years, and personal income tax will be paid every year (and there is at least one record that the individual is not 0); Purchase restriction 1 house (including newly-built commercial houses and second-hand houses).
Second, what is the problem with the company buying a house?
1. If you buy a house in the name of a company, you need to provide a lot of information, such as business license, organization code, legal representative ID card and so on. In addition, if the buyer is the legal representative, he can represent the company. If you are not a legal representative, you need to prepare a full set of company authorization procedures.
2. Housing purchased in the name of the company is restricted when it is listed later. First of all, two conditions need to be met: first, the company has no debt; Second, the company has paid all the taxes that need to be paid. Houses under the company's name need to pay property tax and land use tax every year, which needs to be declared by the company itself.
If you buy a house in the name of the company, the cost will be high. If you don't pay, you need to pay more taxes and fees, and you can't enjoy the benefits brought by deed tax. There is no real estate under one's name. If you buy the first suite, you can enjoy the loan interest rate and deed tax concessions, which is more cost-effective than buying a house by the company.
3. What do I need to know about buying a house in the name of a company?
1. If employees work in a housekeeping company, there is no restriction on the types and quantity of houses they can buy in the name of the company. However, employees working in overseas companies cannot buy commercial housing in the name of the company. If the company has an office, they can buy a non-residential house.
If you buy a house in the name of a company, you can't apply for a commercial loan. For those who can't prepare enough funds at once, they can go to the bank for mortgage loan after the property right certificate comes out, but the service life and interest rate are different from those of commercial loans, and they still need to pay 3% deed tax.
3. If you buy a house in the name of the company and want to transfer the house to your own name in the future, you can only transfer it by buying a house, and you need to go to the Housing Authority to change the property rights. However, if the house is transferred by means of equity transfer, it does not need to go through the trading center.
What are the advantages and disadvantages of buying a house in the name of the company?
1. Advantages of buying a house in the name of the company: you can buy a house in the name of the company without paying business tax, there is no time limit for buying and selling, and there is no restriction on buying a house in the name of the company. Because the purchase restriction policy is only for individuals, individuals can buy two suites.
2. Disadvantages of buying a house in the name of the company: buying a house in the name of the company, the ownership of the house belongs to the company, not to the individual, and it is more troublesome to sell it later. It is better to apply for buying a house in the name of the individual.
legal ground
Notice of the General Office of the Beijing Municipal People's Government on further strengthening the regulation of the real estate market in this Municipality by implementing the spirit of the document of the General Office of the State Council.
Sixth, guide the housing demand reasonably.
(10) Continue to consolidate the achievements of the purchase restriction policy. From the day after the issuance of this notice, 1 housing (including newly-built commercial housing and second-hand housing) is limited to households with registered residence in this city (including servicemen stationed in Beijing, families of armed police and families with valid work residence permit in Beijing, the same below), and households with valid temporary residence permit in this city who have paid social insurance or personal income tax in this city for more than five years (inclusive). For households with registered residence in this city who already own 2 or more houses, households with non-registered residence in this city who own/kloc-0 or more houses, and households with non-registered residence in this city who cannot provide valid temporary residence permits in this city and have paid social insurance or personal income tax payment certificates in this city for more than 5 years (inclusive), sales to them in this city will be suspended.
(eleven) to strengthen the qualification examination of buyers, to ensure that the purchase restriction policy is in place. Housing and urban-rural construction departments should work with public security, taxation, civil affairs, human resources and social security departments to further improve the information sharing and qualification verification mechanism for buyers. The purchaser who provides false certification documents shall not go through the formalities of property right registration, and shall bear the corresponding economic and legal responsibilities. Real estate development enterprises and real estate brokerage agencies that fail to strictly verify the qualifications of buyers and sign commercial housing sales contracts or agency contracts in violation of regulations will be severely dealt with according to law.