9 1 financial provision 1 ten thousand yuan as the initial capital of the risk deposit. In loans overdue, according to the usage rules of the risk reserve account, the remaining loan principal or the loan principal and interest is advanced to the wealth management manager through the risk reserve.
Secondly, platform 9 1 Wang Cai focuses on mortgage loans, and all projects have sufficient collateral as preservation measures.
Establish a risk reserve account, which is managed by a third-party bank. 9 1 The Finance Association will provide the initial capital 1 10,000 yuan in advance, and then withdraw a certain proportion from each loan transaction and credit it into the account;
All projects have sufficient collateral to ensure that the collateral is easy to realize;
Guofubao, a third-party payment company, provides services such as recharging, cash withdrawal and financing, and the flow of funds does not go through the 9 1 Wang Cai platform.