Ping An Pratt & Whitney I loans the credit loan service provided by Ping An Pratt & Whitney, a loan service institution under Ping An Group. Ping An is a large group with full licenses. We can analyze the reliability of Ping An Pratt & Whitney I loan from the following aspects:
1. Compliance: Ping An Group has relevant financial licenses and can operate business, so its products are compliant.
2. Interest: the daily interest rate is 0. 1%, which translates into an annual interest rate of just 36%, and the interest rate is within the legal range.
3. Loan amount: my loan amount is 2000-30000 yuan, which meets the requirements.
4. Collection: The collection of Ping An Pratt & Whitney I loan is relatively compliant, and now it is mainly in the form of SMS collection and telephone collection.
Second, is Ping An Pratt & Whitney I loan reliable?
No loans. Interest plus insurance and management fees will be unbearable for you. The annual interest rate is almost 3 cents, plus other expenses, it is speechless.
3. Is Ping An Pratt & Whitney a regular company?
I have experienced it personally. Let me answer it. Please be patient and read carefully. I believe it will be very helpful to people who don't know.
It belongs to a branch of Ping An Group and is in charge of credit business. Its main business scope is to provide investment consulting business. It is a formal internet loan intermediary platform with a business license, but it is by no means a financial institution, just vigorously promoting the loan business. It is this so-called licensed information company that hides many skeletons in the closet. To put it mildly, it is an intermediary. To put it bluntly, it is actually a two-way dealer, connecting customers with investors and insurance companies to reach a loan business. On-the-job employees are engaged in financial business, but they are extremely unprofessional, which often makes people confused. Loan salesmen seriously lack professional ethics, unilaterally introduce loan products, and the post-loan collection department is even more sinister. People who have borrowed money from Ping An Pratt & Whitney have a deep understanding of this. The designer of the payment process really took pains to find the loopholes in the current laws and regulations, and then tried to avoid them. Ping An Property & Casualty Company, Ping An Pratt & Whitney, a subsidiary of Ping An Property & Casualty, and Ping An Group, with lufax as the main body, form an iron triangle of money. The sources of funds are also banks such as Bohai and China Everbright, which can provide loans. When handling loans, loan salesmen will flexibly use various pre-set means to induce borrowers to sign. For example, when handling offline, they will help customers apply for loans on the APP on the grounds that they are not familiar with Ping An Pratt & Whitney APP. At this time, they will lay the groundwork for their illegal operation, because this is an extremely important link and the content is not convenient for borrowers to understand. After one operation, it shall be signed by the customer. After signing, the so-called complete chain of evidence will be safely controlled. So is online processing. Important terms on the page are hidden in the check box. If the borrower wants to take the next step, he must tick. If he checks, he will default to the terms that the borrower cannot see. If the borrower signs one word at a time, it means signing multiple agreements at the same time.
Now focusing on loan interest, the slogan of Ping An Pratt & Whitney is also quite attractive, such as trust is power; Profession makes loans easier; Loans are as simple as breathing; Low interest rate, fast loan, no mortgage, no handling fee, pure credit loan, no liquidated damages for early repayment, etc. Is it like the prelude to a dream? The interest for external publicity is actually only the interest generated by the loan itself, and it is also clearly marked in the loan negotiation. The important charging items are guarantee fee, service fee, management fee and insurance premium, which account for most of the loan interest. Whether online or offline, the loan specialist and the online operation page deliberately avoid talking about it and only pay attention to the interest of 7.4 to 8.4. As long as the borrower signs the contract, the chain of evidence is completed. At this time, the annual interest rate of the loan has quietly changed from the declared 8.4% to about 36%, even reaching more than 40%, but the borrower does not know, because the borrower lacks relevant knowledge, is eager to spend money, and the brand Ping An will not take it to heart. After paying back more than a dozen issues, I felt more and more wrong, and I suddenly realized it by carefully inquiring about the deduction record. At this time, when you go to Pingan Puxi Allen again, he will ask you: Didn't you read the contract? You agreed to all the contracts However, I can't come up with any evidence to refute it myself. If I refuse to repay the loan, I will be bombarded by the phone of the post-Ping An loan department, and many parties will hit a wall everywhere. The situation is terrible. All the above are my personal experiences, and there is nothing false.
Finally, people who are in urgent need of money are advised to consider their repayment ability before borrowing. Whether you need money urgently for business or a family loan, you should try to pay it back as soon as possible after three months, otherwise your business and family will be dragged down by it. This kind of loan is only applicable to funds "crossing the bridge", and ordinary people should never touch it! If someone feels too wronged, they must seek justice for themselves, only through judicial procedures or by complaining to the relevant regulatory authorities.
4. Is Ping An Pratt & Whitney I loan reliable?
Hello, buddy, find a formal one. Borrowing the new wave is formal.
The formal platform is recognized by the state, and the formal industry refers to the platform as an institution that connects both parties to realize their respective needs. It can be unsecured or secured. Investors invest through the platform, and generally charge fees from both parties or one party to make profits or earn a certain interest margin.