First of all, good is relative. I don't know what you mean by good, so I will say it from the following two directions. Anxinyi Finance can provide you with high-quality loan services with strong professionalism!
First, the interest is low. Many banks and small loan companies can achieve 3.98%. As long as the red book is in hand, banks may be slower, taking 15-30 days, and small loans are fast and slow, which is roughly 1- 15 days. There are also mortgage loans, and some will buy wealth management products and deposits. The specific details are unknown and they are afraid of being beaten. You can trust Zhihu privately if you want to know.
Second, it is fast. Mainly small loan companies, the red book is in hand, and you can even mortgage it on the same day, directly review it, and then lend money. The speed is 1-3, and the speed rarely exceeds fifteen days. But relatively speaking, the interest will generally be a little higher than that of banks.
3. liquidated damages for prepayment. Most financial institutions have liquidated damages for early repayment. Some banks can repay in advance after one year, while others can't. Some institutions also have prepayment without penalty interest.
Fourth, the repayment method. There are various repayment methods in the market. Interest comes first, and the capital utilization rate is relatively high. Take half a year as an example. Interest is paid in the first five months and the principal and interest are paid in the last month. Matching principal and interest is also very common, that is, the interest principal exchanged every month is basically the same. In the average capital, the repayment pressure in the early stage is relatively high, and the more repayment in the later stage, the less principal and the less interest. Under the same fixed number of years, the total interest is less than the equal principal and interest.
2. I have a request. Which credit company in Shenzhen is better?
The first batch of companies approved by Shenzhen Financial Office have branches in all districts of Shenzhen, which are honest and reliable. Loan hotline: 400-8068-666
3. How about Shenzhen Yin Yan Company?
Yin Yan Company is a company specializing in financial outsourcing services. Established in 1996 and headquartered in Shenzhen. The service network covers major cities in Chinese mainland, Hong Kong and Macao, and more than 65,438+060 branches across the country are vertically controlled by the headquarters and linked nationwide. Yin Yan is customer-oriented, and around the bpo business process, it provides personalized and whole-process integrated solutions such as financial logistics, data processing, document management, credit service, network management and cash management. Service customers include all major Chinese banks, foreign banks and insurance companies.