The house has been delivered, but the owner can't get the house ownership certificate because of the bankruptcy of the developer, so he can ask to return the house. Because the house has been delivered and the house payment has been paid in full, but because there is no transfer registration of house ownership, the effect of property right change cannot occur.
Extended data:
Precautions:
If the house is not built when it is declared bankrupt, it will lead to the developers failing to fulfill their responsibilities to the buyers.
Mortgage loan and installment payment have different effects on housing ownership.
Property buyers should pay attention to whether the sales procedures and property rights of the house are clear when buying a house; Whether the house has a property right certificate and a sales license. If the house has been built after the bankruptcy of the developer, the buyer can apply to the housing management department for real estate license or real estate license according to the procedures.
People's Daily Online-What if a developer files for bankruptcy?
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