According to the big data of the first online loan, in the first half of this year, 40 small loan companies of the New Third Board achieved operating income of 695 million yuan, down16.19% year-on-year; The net profit was 396 million yuan, a year-on-year decrease of 9.4%; The return on net assets was 3.50%, down 0.4 1 percentage point year-on-year; The defective rate is 7.18%; The average number of employees is only 20. 13.
Most of the small loan companies that can be listed on the New Third Board are the best in the small loan industry. It can be seen from their performance that the situation of the whole small loan industry is even more pessimistic. Hu eryi, head of the P2P online loan index research group in China, believes that the situation of idle resources and low-risk and low-yield assets in the domestic small loan industry is serious, and the non-performing loans and income fluctuate greatly. There are many preferential policies, but the policy benefits are not fully enjoyed. The fundamental breakthrough in the identity and source of funds of small loans is still a "flower in the mirror".