The following seniors will introduce Ping An Insurance to you from the background and solvency of our company. Before we start the analysis, let's take a look at this article: What do insurance companies need to see?
1, the background of Bao Si
Ping An Insurance 1988 was born in Shekou, Shenzhen. It is one of the personal financial life service groups with the most comprehensive financial license and the widest business scope in China. At present, the group's total assets have exceeded 10 trillion yuan, making it the largest insurance group in the world.
In 2020, the brand value of Ping An continued to lead and won many honorary awards. In Fortune, it was rated as the second1of the world's top 500 enterprises and the second of the global financial enterprises; It ranks 7th among Forbes Global 2000 listed companies, 1st among diversified insurance companies in the world, and continues to rank 1 among insurance companies in China.
From this point of view, Ping An Insurance has strong strength, huge scale, good popularity and reputation. If you want to know what products are worth insuring in Ping An Insurance, you can read this article: What products are worth buying in Ping An Insurance? You will know after reading it!
2. Solvency
In order to obtain solvency qualification, insurance companies need to meet the following standards stipulated by China Banking and Insurance Regulatory Commission: the core solvency adequacy ratio is greater than or equal to 50%; The comprehensive solvency adequacy ratio is greater than or equal to100%; The comprehensive risk level is Grade B or above.
Take China Ping An Life Insurance Company of China Insurance Company, a subsidiary of Ping An Insurance, as an example. According to the solvency quarterly report of China Ping An Life Insurance Company of China Insurance Company of China Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 140.90%, and its comprehensive solvency adequacy ratio is 250.00%. The comprehensive risk rating results of the last two times (1 quarter and the second quarter of 2022) are BB.
Therefore, the solvency indicators of China Ping An Life Insurance Company of China Insurance Company are all qualified, so don't worry about the problem that Ping An Insurance can't pay the insurance premium. If there are still friends who are worried that the bankruptcy of an insurance company will affect their policies, you can look at what experts say: The insurance company is bankrupt, what should I do with the insurance I bought?
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