I. Basic information
Zhongxin Finance, which has developed rapidly in the state-owned assets department, has only been online for a little over a year, with a total transaction volume of nearly 2.5 billion. Beijing Haidian State-owned Assets Investment Management Co., Ltd. holds 20% of the shares.
The platform ranks 60th in the home of online loans, with 20 rating lists A from the Academy of Social Sciences and 360 B- from the United National People's Congress, which has a certain popularity. Income 1 1%- 12%, and the income to be received is close to 1200 million.
Second, the project
The interest rate is moderate, which is 1 monthly standard 10.5%, March standard110.5% and one year standard 12%. The platform interest rate in the state-owned assets department is ok.
Recharge investment is free, and withdrawal once a day is free. Support the transfer of creditor's rights, which can be transferred at any time, and the capital elasticity is relatively high.
Third, risk control.
The platform's state-owned background brand in Haidian District, Beijing is very hard, which excludes the risk of running. This is also the main reason why the platform can achieve 1 200 million in just1year. The fund custodian is tricky. It is one of the two major shareholders of the platform, Beijing Haike Rongtong Payment Service Co., Ltd., and shareholders manage their own investment platform funds irregularly. As of April of 15, the platform's guarantee mode is all guaranteed by 1 financing guarantee company. The types of wealth management business on the platform are mainly experience standard and big enterprise credit loans: the experience standard platform clearly shows that there is no guarantee institution, nor does it say that the platform is responsible for the bottom, and there are certain loopholes in the rules; There is no mortgage procedure in Greater enterprise credit loans, and only Zhongji Guarantee Company guarantees it. This guarantee company has a registered capital of 200 million and a guarantee amount of 2 billion. There are 654.38+02 billion Zhongxin financial platform alone, which is risky. In March of this year, the third party exposed the scandal that the platform lent 20 million to the untrustworthy executor. In the introduction of the company team, Risk Control comes from ICBC and lufax, and has a background in the financial field. Now the popularity is good and the cash flow is good. Generally speaking, the income is average, the safety is moderate, and short-term warehouse operation is enough.
Finally, the comparison chart of various financial management methods under popular science: