How long does it usually take for the company to reach the employee's personal account after paying the salary in the bank?

1. Corporate customers with bank accounts generally have corporate online banking, which has the function of paying salaries on their behalf. Operating this function to pay wages on behalf of the front desk bank teller has the same effect.

With this function, it is more convenient for corporate customers. You only need to import the payroll into the enterprise online banking, and you can pay the salary immediately. Obviously, this is also real time.

2. The purpose of paying wages by banks is to solve the problem of paying wages by enterprises. If wages are not paid in real time, the services of banks will not be competitive.

(1) Generally speaking, banks pay wages from corporate accounts of corporate customers in a bank to personal accounts of employees in the same bank. Both the payment account and the collection account are a bank.

From the business logic, payroll is actually a batch transfer business. Because it is the internal operation of the same bank, there is almost no time difference. Generally, it will not exceed 1 minute from the foreman's operation to the employee's receipt of salary.

Then why do some people say that the finance department has said that it is time to pay wages, but it has not arrived immediately? That's because operators don't do it in real time.

(2) There are two preconditions for the bank counter staff to help the company pay wages. One is to get the salary slip, and the other is that the funds in the company's customer account are enough to pay wages.

At this time, when the salary arrives depends on when the bank counter staff operates. When the bank counter personnel operate, the key depends on when the payroll is in place and when the funds in the company account arrive. Only when the salary is paid in place and the company account has sufficient funds can the salary be paid. The staff at the bank counter will also specifically determine the time for paying wages with the company's finance, whether to pay wages immediately or after work at night.

At present, almost every company has a secret salary system, so people are not allowed to talk about their salary. It is also for this reason that finance generally does not pay wages during work. The most common time to get paid is usually after work on Friday. Even if it's not on Friday, at least it will be after work. Paying wages at this time can avoid communication between employees about wages.