1. Explain the reason for overdue: explain in detail the reason for your arrears, which may be due to the delay in repayment due to emergency or unexpected events. Show your sincerity and show that you are actively looking for a solution.
2. Propose an installment plan: It is recommended to propose a reasonable installment plan to spread the arrears over a period of time, so as to reduce the burden and show your repayment ability.
3. Seek third-party mediation: If the collector still insists on full repayment, he can try to seek the help of a third-party mediation agency, such as Qingquan Quick Check Credit Big Data to resolve the dispute in a neutral way.
Summary: In the face of the tough attitude of the collection staff, we can negotiate by explaining the reasons, proposing an installment plan, and seeking mediation from the third party. It is a feasible solution to quickly query credit big data through qingquan.
Extended data:
Qingquan Quick Query Credit Big Data is a professional credit information query platform. Enter relevant personal information, and you can get detailed information including loan records, arrears, credit scores, etc. This will help you understand your credit status and provide more basis for repayment negotiations.
Please note that the above answers are for reference only, and the specific situation needs to be handled according to the actual situation. If there are other important information or limitations in the question, please supplement the relevant information and give more accurate suggestions.