Non-inductive, high-frequency and real-time risk bottom line survey can be carried out before lending; RMD is a general decision-making platform for enterprise-level risk models, and the Head Office and branches can use model tools to independently identify, measure, control and make decisions on risks.
RAD is an enterprise-level risk monitoring and early warning platform, which can promote timely and effective risk control and resolution.
Brief introduction of risk investigation
Risk investigation refers to the investigation of business links, operational procedures and internal control management that may lead to judicial cases, mass incidents and other damage to the legitimate rights and interests of insurance consumers in the business process of life insurance companies.
Hidden danger investigation means that the production and business operation entity organizes safety production management personnel, engineering and technical personnel and other relevant personnel to investigate the hidden dangers of the unit, register the hidden dangers according to the level of the hidden dangers of the accident, and establish an information file of the hidden dangers of the accident.
Hidden danger management refers to the activity or process of eliminating or controlling hidden dangers. The hidden dangers of accidents identified shall be registered according to the level of hidden dangers of accidents, and the information files of hidden dangers of accidents shall be established, and monitoring and management shall be implemented according to the division of responsibilities.
The person in charge of the production and business operation unit (department, team, etc.) is responsible for the general accident hidden danger because of its great harm and difficulty in rectification. ) or relevant personnel should immediately organize rectification after discovery. For major accidents, the main person in charge of the enterprise shall organize the formulation and implementation of the accident hidden danger management plan.