Is Haier Finance a formal online loan?

Haier Consumer Finance is a licensed consumer finance company initiated by five major shareholders, including Haier Group, and operates legally under the supervision of China Banking Regulatory Commission. Therefore, Haier's consumer finance loan is formal.

Haier Consumer Finance was established on 20 15, headquartered in Shanghai, with a registered capital of 5 billion yuan. The company mainly provides consumer loans, installment shopping, offline code scanning credit payment and other services. By September, 2023, Haier's consumer finance had issued accumulated loans of more than 654.38 billion yuan, serving more than 20 million users. The regularity of Haier's consumer finance is mainly reflected in the following aspects: licensed operation: Haier's consumer finance is a licensed consumer finance company established with the approval of China Banking and Insurance Regulatory Commission, with legal business qualifications. Legal compliance: Haier's consumer finance strictly abides by laws and regulations and regulates the loan business. Security: Haier Consumer Finance adopts advanced security technology to protect users' information security. Of course, any loan has certain risks. Users should read the loan contract carefully before applying for a loan, understand the loan terms and repayment methods, and ensure that they can repay on time. High amount: The maximum loan amount of Haier's consumer finance can reach 200,000 yuan. Low interest rate: The loan interest rate of Haier Consumer Finance is relatively low. Fast approval: The loan approval process of Haier Consumer Finance is relatively fast.