1. The current account is listed on the interest settlement date.
2. Regularly withdraw the current interest rate listed on the withdrawal date in advance according to the interest rate agreed at the time of opening the account.
3. Notice deposit shall bear interest at the interest rate agreed upon when opening the account (excluding default withdrawal).
4. The agreed deposit shall bear interest at the agreed interest rate.
5. For the agreed deposits, the excess shall be executed at the agreed interest rate.
(1) Calculation formula: product = days * principal.
(2) The bank system is controlled by a special program. Credit and debit the public account every day, and the accumulated amount of the system will be automatically rolled in, so as to calculate the interest: interest = accumulated amount * interest rate = days * principal * interest rate.
Extended data
Unit bank accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.
I. Functions
1, basic deposit account-an account opened by depositors for daily transfer settlement and cash receipt and payment.
2. General deposit account-an account opened by a depositor in a banking institution outside basic deposit account for borrowing or other settlement needs;
3. Special deposit account-an account opened by depositors in accordance with laws, administrative regulations and rules for the special management and use of their special funds;
4. Temporary deposit account-an account opened by the depositor for temporary needs and use within the prescribed time limit.
Second, the provisions of the matters needing attention
Depositors of corporate bank settlement accounts can only open a basic deposit account in the bank.
Basic deposit account is the depositor's main account. The receipt and payment of funds for depositors' daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account. The general deposit account is used to handle the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal.
References:
Baidu Encyclopedia-Corporate Bank Account