The 2020 annual claims reports of major insurance companies reveal that malignant tumors are still the focus of compensation.

202 1 January, people began to review and summarize the experience of the past year.

Insurance companies have also released the 2020 annual claims report this month. Hui Peige also sorted out the insurance company's annual claims report at the first time. Through the annual claims report, you can basically know the basic information such as the total number of claims, total claims, odds and risk types of insurance companies.

The probability is so high, why are there so many cases of refusing to pay compensation? Someone even asked Hui Peige, "Did you make up all the claims you sent?"

Clapping his chest, Huipeige, as a member of the insurance claims industry, will always be firm: it must provide a "neutral, professional and reliable" channel for claims service providers.

So we have no intention of creating confrontation, and we can't bear to see the despair brought about by refusing compensation. We just want to try to solve the problems that the insurance industry can't solve in another way from the perspective of people.

What is the reason? Insurance companies have such high odds, but some people always think that "insurance doesn't pay for this, so it doesn't pay"?

Many people actually ignore the base of insurance claims. In 2020, the number of claims of China Ping An Life Insurance Company of China Insurance Company will reach 3.88 million. Even if 1% people don't get compensation, 38,800 people will be refused compensation.

There are also quite a few people who don't understand the terms of claims and don't know that the protection of different types of insurance is different. And there will be some exemption clauses in the insurance contract, which will not be paid.

At the same time, we should also remind everyone that when taking out insurance, we must not conceal our health status. It is very likely that the claim will fail when insured.

Any refusal to pay compensation, which falls on families in danger, may become a disaster. If you don't know how to negotiate claims with insurance companies, please contact Huipeige.

It is not difficult to see that medical insurance products, as the guarantee of expense reimbursement, have the largest number of claims and are also the most commonly used guarantee.

However, malignant tumor is still the first killer of serious illness, which is characterized by low cure rate, long treatment cycle and high treatment cost.

Hui Peige found that people aged 30-49 have a high proportion of serious illness claims, so it is particularly important to have a security guarantee at the age of "old and young".

A closer look at the high incidence of malignant tumors in men and women is inseparable from living habits.

Thyroid cancer ranks first, and the incidence of serious diseases such as liver, lung and kidney in men is high. It is recommended to quit smoking and drink moderately. Due to physiological reasons, women have a high incidence of exclusive diseases, so they should pay more attention to life hygiene and develop the habit of going to physical examination regularly.

At the same time, I hope everyone will eat reasonably, strengthen exercise on weekdays, and try not to let the disease get close to us.

Moreover, Huipeige found that women's critical illness claims are higher than men's, so women should pay more attention to the configuration of critical illness insurance.

After sorting out the annual claims reports of major insurance companies, what Hui Peige did for himself was a little firmer.

The probability is very high, but there are many claims that are difficult to pass litigation, not to mention there are so many people who have failed to claim.

Huipeige focuses on insurance underpayment, deferred payment and refusal to pay. If you have any claim, please contact Huipeige. Huipeige will do its best to defend your legitimate rights and interests.