Legal analysis: 1. You take the vehicle registration certificate to the auto loan finance company as a mortgage loan, and you have established a mortgage loan contract relationship with the finance company, which is legal and effective and protected by law. 2. When concluding a loan contract, the borrower shall provide true information on the business activities and financial status related to the loan as required by the lender. If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount. You should determine your rights and obligations according to the contract signed with the other party. Whether the other party provides the loan within the specified time, which exceeds the agreed time limit, is a breach of contract. If it causes you losses, you can claim compensation, so the contract signed with the other party is the key, so you should carefully confirm the time of the other party's loan. 5. You can contact each other to find out the reasons for the progress and delay, and ask them to fulfill their obligations in time. Otherwise, you can sue for rights protection.
Legal basis: Article 113 of the Enterprise Bankruptcy Law of the People's Republic of China stipulates that the bankrupt property shall be paid off in the following order after paying off the bankruptcy expenses and beneficial debts first: (1) The wages, medical care, disability allowance and pension expenses owed by the bankrupt to employees shall be included in the basic old-age insurance and basic medical insurance expenses of employees' personal accounts, as well as the compensation that should be paid to employees according to laws and administrative regulations; (2) Social insurance premiums and taxes owed by the bankrupt other than those specified in the preceding paragraph; (3) Ordinary bankruptcy claims. If the bankruptcy property is insufficient to pay off the repayment requirements in the same order, it shall be distributed in proportion. The wages of directors, supervisors and senior managers of bankrupt enterprises shall be calculated according to the average wages of employees of the enterprise.