To apply to the Municipal Finance Office, one of the most important items in the application scope is financing docking, but at present, only a few cities in China can apply to open a "private lending registration (intermediary) service center".
Method 2:
If you have enough funds to apply for a small loan company, the requirements for registered capital vary from place to place: 30 million to 1 100 million. (Some industrial and commercial companies will handle or sell small loan company licenses at a price ranging from10.5 million to 2.2 million (depending on the city).
Method 3:
This is also the most common means of operation: setting up investment companies, investment guarantee companies, investment management companies, information consulting companies and so on. And then lend in the name of an individual. It is very simple to start the above companies. You can register your license directly in the industrial and commercial administrative examination and approval hall in your district. At present, 90% private lending companies in China operate in this way. To put it bluntly, the license plate is a cover for advertising and has no practical significance. Lending in the name of an individual is also protected by law. For details, please refer to the Contract Law of People's Republic of China (PRC) and Several Opinions and Judicial Interpretation of the Supreme People's Court on the Trial of Private Lending Cases.