Bank of luoyang is a state-owned joint-stock commercial bank. Bank of luoyang, formerly known as Luoyang Commercial Bank, was established in 1997. On March 4th, 2009, with the approval of China Banking Regulatory Commission, Luoyang Commercial Bank was officially renamed as bank of luoyang. The full name is bank of luoyang Company Limited.
Bank of luoyang Co., Ltd. is registered at the intersection of Kaiyuan Avenue and Tongji Street in Luoyang New District, Luoyang City. According to Aiqi's survey, shareholders include Luoyang Finance Bureau and other 19 corporate shareholders companies, with a shareholding ratio of 99.72% and employee shares of 0.28%. At present, there are 10 branches in Zhengzhou, Sanmenxia, Jiaozuo, Xuchang, Pingdingshan, Xinyang, Nanyang, Anyang, Hebi and Zhumadian, and 6 management banks in Luoyang.
Bank of luoyang's business scope includes engaging in bank card business; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending, etc.
Bank of luoyang's foreign investment includes Luo Yin Financial Leasing Co., Ltd., Shenzhen Nanshan Baosheng Village Bank Co., Ltd., Henan Luanchuan Minfeng Village Bank Co., Ltd. and Jinmengmin Fengcun Town Bank Co., Ltd.
Finally, users can go to bank of luoyang to handle various businesses, such as deposit and withdrawal, investment and wealth management, loans and so on. After handling the loan, you must return it on time, and there can be no overdue situation, because there will be penalty interest after the overdue, and the longer the time, the more penalty interest. Moreover, overdue will lead to the deterioration of personal credit information and affect the handling of subsequent loans.