360DigitalTech is a data-driven, AI-enabled third-party financial technology platform, which was hatched in the domestic Internet security company 360 Group. Committed to becoming a technology platform connecting users and financial partners. It was established in July 20 16, and listed on Nasdaq in February 20 18 and 14.
360 main body (formerly 360 Finance) independently developed Argus intelligent risk control engine to prevent financial risks for 360 main body. Based on the Argus framework, the credit evaluation process of 360 entities is highly automated, and each credit application is fed back to the risk control decision in 3 seconds at the earliest and processed in 3 minutes at the earliest. Up to now, Argus engine has processed nearly 40 million credit evaluation applications. The Rubik's Cube pricing engine independently developed by 360 Mathematics Department (formerly 360 Finance) comprehensively considers many factors such as user's credit rating and loan term, automatically monitors and adjusts interest rate pricing according to the algorithm, and continuously iterates the pricing model automatically.
360 Company is a leading Internet and security service provider in China. Founded in 2005, the company is a pioneer in free Internet security, and has successively launched 360 security guards, 360 mobile guards, 360 security browsers and other security products. With the deepening of the digitalization of the whole society and industry, the era of "great security" is accelerating. With the mission of "making the world safer and better", 360 is committed to realizing the vision of "constantly creating black technology and being an all-round guardian".
After returning to the A-share market on 20 18, 360 Company continued to launch a distributed intelligent security system-"360 Security Brain" through technological innovation while ensuring the orderly development of the original Internet security business and various main businesses, and thus constructed an overall defense strategy system in the era of great security. In August, 2020, under the background of the country's all-round promotion of digitalization and the construction of a digital China and a network power, 360, with its own practice and accumulation in the field of network security for more than ten years, is risk-oriented, with "360 security brain" and security infrastructure as the underlying construction, and with security operation tactics, actual combat inspection mechanism, security interoperability standards and security expert team as the operational elements, has built a new era network security capability framework system to deal with new network threats. In the future, as a network security operator in the digital age, 360 Company will promote knowledge sharing and collaborative defense in the industry through resource sharing and standard interoperability. By establishing a national security brain, * * * will build a big security ecosystem, resist the new normal of cyber threats, and escort the era of big security.