Is it illegal for companies to lend money to individuals?

Legal subjectivity:

It is legal for companies to lend money to individuals. Just sign a loan agreement and repay it on time. The law has no restrictions on this. According to relevant laws and regulations, a loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Legal objectivity:

Article 668 A loan contract shall be in written form, except as otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.