1. What are the application conditions for Bao Bei?
1) for self-operated suppliers in JD.COM.
1. First of all, of course, it is an entity merchant (virtual merchant such as non-recharging business) that has stable trade cooperation with JD.COM Mall. The longer the cooperation time, the better, and the higher the quota will be;
2. Failing to transfer the accounts receivable arising from the cooperation with JD.COM Mall to other banks or factors;
3. Use RMB as the settlement currency;
4. T/T settlement is better.
2) External customers
1, the opening of Beijing Bao Bei requires enterprises to have integrated accounts receivable system data to support online processing;
2. Use RMB as the settlement currency;
3. The settlement method is telegraphic transfer.
These are the basic application conditions for Bao Bei. Small and micro enterprises can apply for the "Beijing-Bao Bei" loan without mortgage and guarantee, and can realize the whole online operation. Until 20 18, JD.COM. COM's supply chain finance has served 200,000 small and medium-sized enterprises, with a total loan of nearly 500 billion yuan.
Second, how to open the Bao Bei?
Computer Application Entrance: Jingdong Finance House-Corporate Finance-Corporate Overview-Apply Now
1) Click on the profile of the enterprise on the left where the enterprise has settled, select Jingbaobei, and click the Apply Now page to automatically jump to the product Jingbaobei-Chirong;
2) Click "Submit". Now, just click "Submit" to apply for the product Jingbaobei-Cash Pool Financing. After submission, we will review it. After the approval, we will inform you by SMS. It is estimated that it will take 5-7 working days.
"Jingbaobei" integrates various supply chain models and various financing needs in the chain, and can export financial technology. By the end of the first quarter of this year, "Beijing Baby" had served more than 2,000 suppliers in JD.COM shopping malls.