1. The company needs to apply for a business license (three certificates in one, tax registration certificate, organization) when it is established. The business license is synthesized into a business license), and the business license will generally be stamped, indicating whether it is a general taxpayer;
2. Carve the official seal and financial seal according to the company's business license, and put it on record in the Public Security Bureau;
3. Choose a suitable bank as your own bank. When opening an account, the bank will generally make a list of account opening materials. You can prepare the materials according to the list, and pay attention to stamp the corresponding chapter according to the requirements of the bank.
4. After submitting the materials according to our regulations, we will report them to the People's Bank of China for approval. It usually takes a week to finish. If necessary, check, online banking, SMS notification and other banking services can be handled. After processing, the bank account can be used normally.
Although the company has registered and obtained a business license, it can't start business directly, because the company doesn't have a bank account, it can't conduct running transactions, and it can't even go to a corporate account. Therefore, opening a bank account is a must before starting a business.
legal ground
Company Law of the People's Republic of China
Article 28 Shareholders shall pay their respective subscribed capital contributions in full and on time in accordance with the Articles of Association. Where the shareholders make capital contributions in cash, they shall deposit their capital contributions in full into the account opened by the limited liability company in the bank; Where non-monetary property is used as capital contribution, the formalities for the transfer of property rights shall be handled according to law.
Where a shareholder fails to pay the capital contribution in accordance with the provisions of the preceding paragraph, he shall be liable for breach of contract to the shareholder who has paid the capital contribution in full and on time. Article 29 After a shareholder has paid the capital contribution specified in the Articles of Association in full, the representative designated by all shareholders or the agent entrusted by all shareholders shall submit the application for company registration, the Articles of Association and other documents to the company registration authority to apply for registration of establishment. Article 30 After the establishment of a limited liability company, if it is found that the actual price of non-monetary property contributed by the company is obviously lower than the amount stipulated in the company's articles of association, the contributing shareholders shall make up the difference; When the company is established, other shareholders shall bear joint and several liabilities.