After applying for E-loan of rural commercial enterprises, the loan amount will be directly distributed to the applicant's bank card, and users can use the amount of E-loan of rural commercial enterprises only by using the bank card.
Rural commercial e-loan is an inclusive network financial product of rural credit cooperatives. Because all rural credit cooperatives have their own independent apps, not all rural credit cooperatives have the function of agricultural e-loan, so users need to download the apps of rural credit cooperatives in their own areas for specific viewing.
Specifically, just: 1, download the local rural credit cooperative APP.
2. Open it and click the "Loan" option. If there is an e-loan option for farmers, you can apply, otherwise you can't apply.
Version information: Take Guangzhou Rural Commercial Bank Mobile Banking Version 5.8.5, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.
Second, did Changchun Rural Commercial Bank introduce it?
Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
3. What are the instructions for rural commercial banks to trust e-loans?
The letter e loan from rural commercial bank is very practical and good.
Rural commercial bank credit e-loan is an open payment method aimed at the small capital needs of farmers and small and micro individual industrial and commercial households, which is complementary to the big purpose of rural commercial bank to serve agriculture, countryside and farmers. For farmers' small and micro-capital needs, there is no need to go to a guarantor or provide collateral and other procedures. As long as they have a good reputation, normal operation and good willingness to repay, they can apply for it by a single household, and they can continue to use it after repaying the principal and interest at maturity. The procedures are simple and the interest rate is moderate.
Guest officials can consult at nearby business outlets at any time, or visit official website, a rural commercial bank.
4. Can rural commercial banks renew their e-loans in the second year?
If the e-loan of rural commercial bank returns to normal on schedule, it can be renewed in the second year.