Giving insurance is a means for insurance companies to clean up data.
Simply put, the insurance company has obtained your contact information through various channels, but at this time, the insurance company cannot sell insurance to you because your personal contact information and other data do not belong to the insurance company. So at this time, the insurance company will give you an insurance in the name of the data source, so that you can become a customer of the insurance company, so as to sell the insurance to you for a fee in the future.
In terms of giving away insurance, the CIRC has detailed regulations. Specifically, the premium for giving away insurance cannot exceed 100 yuan. Generally, the given insurance is accident insurance for about 3 months, and the insured amount is about 30 thousand yuan, which is not very risky for insurance companies. It's of no use to you. Don't worry too much.