1: Are all trust companies the same?
At present, there are more than 50 trust companies in China, including central enterprises, banks, local governments and listed companies. Trust companies controlled by large central enterprises are relatively safe because of their strong shareholder background.
The net capital of a trust company is very important. According to the requirements in the Measures for the Administration of Net Capital of Trust Companies, the net capital of a trust company shall not be less than 200 million yuan, 65,438+000% of the sum of various venture capitals and 40% of its net assets. Therefore, trust companies with large net capital and relatively stable investment should be taken as one of the important references.
2. Is buying a trust suitable for everyone?
Although the income of trust is relatively high in recent years, it also has some shortcomings, such as insufficient liquidity, inability to terminate early after investment, and the trust investment period is generally 1-3 years. Therefore, customers with certain liquidity needs are not suitable.
3. Is the higher the rate of return of the trust, the better?
It is also a big misunderstanding that some people buy trusts with high returns. Generally speaking, the higher the rate of return, the greater the risk. Therefore, buying a trust depends not only on the rate of return, but also on where to invest, what the collateral is, and what the mortgage rate is, and then choose the products with corresponding income according to your risk tolerance.
Knowing the above three main problems, you can choose the trust product that suits you according to your own situation.