The focus is on the collection of Class C, including sending letters, collection by unit staff, collection by law firms, etc., so as to keep abreast of the operating conditions of such enterprises and whether there is a risk of bankruptcy. Class b collection can be carried out by euphemistic reminder. Class A can generally be postponed for collection.
Dunning companies are legal as long as they are established according to law. Dunning companies must abide by the law and discipline when collecting debts, and must not use violence to collect debts.
Ways to deal with door-to-door debt collectors:
1, texting, phone bombing threats. Threatening and intimidating SMS screenshots to leave a certificate, the call content is best recorded, and sufficient evidence is collected to complain to the Internet Finance Association;
2, door-to-door violence collection. Alarm is the only legal and useful method;
3. Illegal detention or seizure. Try to call the police or negotiate with the detainees, such as how long to promise to pay back the money and ask for personal freedom;
4, indecent photos, videos, etc. Are distributed privately. It is illegal to spread other people's information without permission, and you can directly sue the other party.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 675
The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.